Most remodels are paid from savings, and we never push financing. But if monthly payments are easier for your family, two options are built right into your estimate, only if you want them.
You apply and repay directly with the lender. We do not offer financing ourselves and earn nothing from it, no kickbacks, no referral fees.
Both are independent marketplaces, connected right inside the tools we already use to run your project. Look into whichever fits, or neither.
Matches you with a home improvement loan from its lending network, with no home equity, appraisal, or money down required. Fixed-rate loans funded directly to you, with longer repayment terms available.
Best for larger projects.
Connects you with a marketplace of 30+ lenders so you can compare personalized offers side by side and choose the monthly payment that fits. Prequalifying takes about two minutes.
Best for comparing offers fast.
We do not offer financing ourselves, we get no kickback, referral fee, or commission, and there is no pressure from us. HFS and Acorn are simply options you can look into if you want to. Both are independent marketplaces, and any loan is arranged directly between you and the lender. The right choice is whatever is best for you and your family.
A few things homeowners ask us most.
No. Prequalifying is a soft credit check, so it does not affect your score. You only move forward if you choose to.
Your full remodel or any part of it, from kitchens and bathrooms to larger custom projects.
About a minute to prequalify with HFS, or about two minutes to compare offers across Acorn's lender network.
None. Seeing your options is free, and you are always free to pay however you prefer.
No. We receive no kickback, referral fee, or commission from either lender. Financing is simply an option we make easy to explore, never something we earn on or push.
Two independent financing marketplaces built into the tools we use to run your project. HFS matches you with a home improvement loan from its network. Acorn lets you compare offers from 30+ lenders at once. We do not lend ourselves, and any loan is arranged directly between you and the lender.
We are happy to talk it through. No pressure, just honest answers about what fits your project and your budget.
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